Renjit Philip
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      Inclusive Health insurance- Xiang Hu Bao
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      Why should UAE Insurers go #Digital?
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Auto GPT AI 6 min read
Move over, Chat GPT, here comes Auto GPT!

What if you could string together Generative AI models to feed off each other and generate prompts suitable to the activity? You could get your coffee...

Renjit Philip Renjit Philip
2 min read
Apple's banking foray: Can its High Yield Savings account shake the banks?

Big Tech is shaking up the banking industry, with Apple's high-yield account leaving traditional banks scrambling. As depositors search for better ret...

Renjit Philip Renjit Philip
Silicon Valley Bank 2 min read
Silicon Valley Bank - Quick demise of a once mighty bank

We have had several posts by banking experts on what happened with SVB. I was reading and researching over the last few days and I picked up threads...

Renjit Philip Renjit Philip
BNPL 1 min read
Spotii says goodbye (BNPL Travails)

I wrote in Q4 last year about the pressures facing the BNPL Fintechs in a rising interest rate regime. Strategic moves to take at that time if you w...

Renjit Philip Renjit Philip
CTA-vertical-home
Online Grocery 2 min read
Amazon shutters its ambition to dominate Physical Stores?

Amazon is aiming to take a larger share of the US online grocery market, estimated to be worth over USD 1.16 Trillion. To do this, they are optimizing...

Renjit Philip Renjit Philip
Stock exchange Team Leadership 4 min read
On Stock Exchanges and Strong Teams

As I heard the stories about the stock exchange and the (over)valuation of the Adani business, I was reminded of my first job after engineering. I was...

Renjit Philip Renjit Philip
Web3 Fintech Business Model Insurtech Business Model 7 min read
Which Blockchain is Best suited to build my Fintech or Insurtech Startup?

What has resulted from the research is a framework that founders may be used to evaluate l1/l2 blockchains to develop their fintech/insurtech solution...

Renjit Philip Renjit Philip
2 min read
Cost of building the Metaverse
Renjit Philip Renjit Philip
Web3.0 Crypto Asset 1 min read
Crypto's Lehman Brothers moment: FTX

Much has been written about what happened to FTX, and more will be written in the coming days and months. I decided to do some research and created a...

Renjit Philip Renjit Philip
Fintech Business Model BNPL 1 min read
Storm clouds may be ahead for Buy-Now Pay-later (BNPL) Fintechs in MENA

Storm clouds may be ahead for Buy-Now Pay-later companies in the MENA region: These are the business drivers to watch in 2023-24: 1) Cost of Funds...

Renjit Philip Renjit Philip
Co-founder Startups 3 min read
Connecting Co-founders to Startups: Building in Public

A few weeks back, I wrote about creating an online resource (in a comment below) to connect startups to co-founders in the MENA region. The idea is to...

Renjit Philip Renjit Philip
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