Renjit Philip
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Neo Bank Digital Bank Fintech Business Model 1 min read
Fastest Growing Neo Bank in the UK?

When incumbent banks start neo banks, it can be tricky to make it work. Now complicate it further by launching a Neo bank in a new geography- one that...

Renjit Philip Renjit Philip
Apple Care+ Phone Insurance 5 min read
Is Apple an insurance company?

In 2020, Apple made an estimated $8.8BN from Apple Care, Apple Pay, and Other services (no breakup given in Apple’s financials as to what: “Other ser...

Renjit Philip Renjit Philip
Machine learning Python 6 min read
How I learnt how machines learn

It was quite clear that with my limited understanding of technology as it applied to my industry, my future career was going to be bleak if I did not...

Renjit Philip Renjit Philip
No-code MVP 4 min read
I am a founder and I need to build my MVP!

This is a common issue or problem that I hear during my conversations with would-be entrepreneurs. They have amazing ideas that could change the world...

Renjit Philip Renjit Philip
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micro-influencer Fintech Business Model 1 min read
Fintech for Influencers

Influencers have created a $15BN industry that a number of GenZ generation want to join. The market is big, estimated to be over 50Million+ people who...

Renjit Philip Renjit Philip
Financial Institutions 1 min read
Evolution of Financial Institutions

When I was posted to Shanghai during the last financial crisis in 2008, most of the top financial institutions were traditional banks. A number of the...

Renjit Philip Renjit Philip
Wellness 1 min read
Take care, founders

#WorldMentalHealthDay 🧠 — How do you take care of your mental health as a Startup founder? It has become "cool" to show that we are always switched o...

Renjit Philip Renjit Philip
BNPL 1 min read
Should your bank get into BNPL?

Operating a retail finance company or an issuing bank and still confused about whether to offer BNPL as a product feature? PayPal CEO Dan Schulman sa...

Renjit Philip Renjit Philip
Leadership 2 min read
Inspirational Leadership: Indra Nooyi

Indra Nooyi was in Dubai 4 months back (Feb 2022), for the Emirates Literature Festival , and we went to watch her speak about her book. We thought of...

Renjit Philip Renjit Philip
Startups Interest rate hike 2 min read
Fed Interest Rate hikes: Pointers for Startup founders

Today the Fed (June 2022), has just announced the most significant rate hike in nearly three decades of 0.75%. What are the implications for Startups?

Renjit Philip Renjit Philip
blockchain Education Web3 2 min read
My role in Blockchain education

Blockchain is going to revolutionize the Internet as we know it. Several use cases have already been developed and functional (NFTs, Cryptocurrencies,...

Renjit Philip Renjit Philip
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