Renjit Philip
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      health insurance Insurtech Business Model 2 min read
      Inclusive Health insurance- Xiang Hu Bao
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      Selecting the right health insurance plan
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      Don’t Focus on Revolut’s Financials
      Renjit Philip Renjit Philip
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      10 reasons why “sending money is a good feature to start a fintech.
      Buy-Now Pay Later: Affirm's Business Model Teardown
      So you want to start a Fintech?
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      Fintech Challenger Banks 1 min read
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      It is the time to serve and not to sell
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      Five key e-commerce metrics
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      It is the time to serve and not to sell
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      Insuretech Strategy IPO 8 min read
      Root Insurance: Business Model Teardown
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      Disruptive Insuretech players: The world of Small Business Insurance
      Why should UAE Insurers go #Digital?
      Insurance predictions: 2020 and beyond
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Invesment Book excerpt 7 min read
Investment lessons from “Poor” Charlie Munger!

I read the book Poor Charlie's Almanack in 2020/21. It cost me more than a few dollars to get it shipped from the US to the UAE, and I remember wiping...

Renjit Philip Renjit Philip
Neo Bank Digital Bank Fintech Business Model 1 min read
Fastest Growing Neo Bank in the UK?

When incumbent banks start neo banks, it can be tricky to make it work. Now complicate it further by launching a Neo bank in a new geography- one that...

Renjit Philip Renjit Philip
Apple Care+ Phone Insurance 5 min read
Is Apple an insurance company?

In 2020, Apple made an estimated $8.8BN from Apple Care, Apple Pay, and Other services (no breakup given in Apple’s financials as to what: “Other ser...

Renjit Philip Renjit Philip
Machine learning Python 6 min read
How I learnt how machines learn

It was quite clear that with my limited understanding of technology as it applied to my industry, my future career was going to be bleak if I did not...

Renjit Philip Renjit Philip
CTA-vertical-home
No-code MVP 4 min read
I am a founder and I need to build my MVP!

This is a common issue or problem that I hear during my conversations with would-be entrepreneurs. They have amazing ideas that could change the world...

Renjit Philip Renjit Philip
micro-influencer Fintech Business Model 1 min read
Fintech for Influencers

Influencers have created a $15BN industry that a number of GenZ generation want to join. The market is big, estimated to be over 50Million+ people who...

Renjit Philip Renjit Philip
Financial Institutions 1 min read
Evolution of Financial Institutions

When I was posted to Shanghai during the last financial crisis in 2008, most of the top financial institutions were traditional banks. A number of the...

Renjit Philip Renjit Philip
Wellness 1 min read
Take care, founders

#WorldMentalHealthDay 🧠 — How do you take care of your mental health as a Startup founder? It has become "cool" to show that we are always switched o...

Renjit Philip Renjit Philip
BNPL 1 min read
Should your bank get into BNPL?

Operating a retail finance company or an issuing bank and still confused about whether to offer BNPL as a product feature? PayPal CEO Dan Schulman sa...

Renjit Philip Renjit Philip
Leadership 2 min read
Inspirational Leadership: Indra Nooyi

Indra Nooyi was in Dubai 4 months back (Feb 2022), for the Emirates Literature Festival , and we went to watch her speak about her book. We thought of...

Renjit Philip Renjit Philip
Startups Interest rate hike 2 min read
Fed Interest Rate hikes: Pointers for Startup founders

Today the Fed (June 2022), has just announced the most significant rate hike in nearly three decades of 0.75%. What are the implications for Startups?

Renjit Philip Renjit Philip
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