Renjit Philip
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      Inclusive Health insurance- Xiang Hu Bao
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Fintech Business Model Lending AI 3 min read
A startup called Upstart: The story behind falling stock prices

Upstart’s story Upstart is a Fintech company in the US that functions as a lending marketplace connecting borrowers to lenders and takes a fee for doi...

Renjit Philip Renjit Philip
Web3.0 blockchain Decentralized web 1 min read
What is Web3.0?

Confused by all the talk about Web3.0? I made an infographic that explains the key differences. The best explanation that I got was by reading Chris D...

Renjit Philip Renjit Philip
Metaverse 1 min read
Unsure of the Metaverse?

Business leaders and boardrooms worldwide are probably asking: "What is my metaverse strategy? Why does the Metaverse matter?" JP Morgan's report on...

Renjit Philip Renjit Philip
Web3 Ethereum 5 min read
Learning Web3? Start by selecting an ENS name

Why ENS? First, why do you need an ENS? It is a smart contract that translates ETH addresses to something searchable like renjitphilip.eth No one can...

Renjit Philip Renjit Philip
CTA-vertical-home
Insurtech Business Model MGA 1 min read
Insurtech rising

Insurtech rising. Insurance is a USD 6 Trillion business globally, and big tech and startups have started taking aim at it. It has high capital costs,...

Renjit Philip Renjit Philip
Financial Inclusion blockchain 1 min read
Financial inclusion and Blockchain

Close to one-third of adults – 1.7 billion – are still unbanked, according to the latest World Bank’s Findex data. About half of unbanked people incl...

Renjit Philip Renjit Philip
Insurance Motor product 1 min read
Headwinds facing Motor Insurers

A few weeks ago, I had the chance to speak to Varghese Skariah from RSA during a podcast interview on the FS Brew podcast. We briefly spoke about the...

Renjit Philip Renjit Philip
4 min read
How to use WhatsApp for event management?

How to use WhatsApp for event management? In my first startup (www.explain.care) we were working in the field of conversational interfaces for the hea...

Renjit Philip Renjit Philip
Short form video Social media Growth 5 min read
I Tested TikTok, Moj, Instagram Reels & YouTube Shorts

I Tested TikTok, Moj, Instagram Reels & YouTube Shorts. I have been experimenting with Tiktok and a couple of other short-form video channels. The rea...

Renjit Philip Renjit Philip
micro insurance mobile network operators 4 min read
Microinsurance and Mobile Network Operators: A Macro Opportunity

One of the reasons why insurance is underpenetrated in developing markets is because the cost of distributing insurance becomes prohibitively high as...

Renjit Philip Renjit Philip
health insurance Insurtech Business Model 2 min read
Inclusive Health insurance- Xiang Hu Bao

Xiang Hu Bao means "mutual protection". And it is a sort of mutual insurance program. The ANT group launched the platform (Yes, ANT, the same group un...

Renjit Philip Renjit Philip
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