Renjit Philip
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Insurance Motor product Usage Based Insurance 5 min read
Want to avoid motor insurance price wars? Look to Usage Based Insurance

Take a look at these forces at work in the motor insurance markets in the Middle East and elsewhere in the world: Firstly, cars clocked fewer miles du...

Renjit Philip Renjit Philip
applications of blockchain 2 min read
The country that gave us the .tv domain name is sinking

If you are like me, you may not have heard of the country of Tuvalu (see image below to spot it on a map). They are the country that makes some money...

Renjit Philip Renjit Philip
Crypto Asset NFT 3 min read
What are NFTs? And why are gifs being sold for millions?

NFT stands for Non-fungible Tokens, the name given for a token that cannot be exchanged for another. NFT is, therefore, one of a kind. These tokens u...

Renjit Philip Renjit Philip
Amazon Leadership 2 min read
Leadership- Who is the greatest in technology?

When Jeff Bezos recently announced that he was stepping down after 27 years as the CEO of Amazon, the Internet was abuzz with comparisons with other t...

Renjit Philip Renjit Philip
CTA-vertical-home
Insuretech Strategy IPO 8 min read
Root Insurance: Business Model Teardown

Is the Root Insurance IPO worth investing in?: Business Model Teardown. Did you know that your driving micro-habits, how you turn, accelerate, brake,...

Renjit Philip Renjit Philip
Fintech Business Model Affirm 6 min read
Affirm: Cost side of the Business model

Carrying on from my last post on the revenue side of Buy-now-pay-later giant Affirm's business model, I want to cover the cost side of the equation. N...

Renjit Philip Renjit Philip
Buy-Now Pay Later Fintech 2 min read
Buy-Now Pay Later: Affirm's Business Model Teardown

Buy Now Pay Later BNPL is fast gaining prominence in the world of Fintechs in the Middle East. It is a phenomenon that has been over eight years in th...

Renjit Philip Renjit Philip
Insuretech 1 min read
Disruptive Insuretech players: The world of Small Business Insurance

Small Business Insurance is not usually an exciting area to do business in. Incumbent insurers do not have a good understanding of the small business...

Renjit Philip Renjit Philip
FinTech Valuation 2 min read
Fintech Valuations

Fintechs each have a different business model. These are pre-pandemic numbers and do not include the spike in numbers that some fintechs such as Robin...

Renjit Philip Renjit Philip
health insurance plan selection 2 min read
Selecting the right health insurance plan

Selecting the right health plan is important!

Renjit Philip Renjit Philip
SME Financing 2 min read
Small businesses in Big Trouble

Small and Medium businesses are the backbone of any economy, and this is true in the UAE as well. I was looking through the UAE Central Bank reports,...

Renjit Philip Renjit Philip
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