Renjit Philip
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      Want to avoid motor insurance price wars? Look to Usage Based Insurance
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      Learning Web3? Start by selecting an ENS name
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      Web3 Fintech Business Model Insurtech Business Model 7 min read
      Smart Founders Ask: Which Blockchain is Best suited to build Your Fintech or Insurtech Startup?
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Financial Institutions 1 min read
Evolution of Financial Institutions

When I was posted to Shanghai during the last financial crisis in 2008, most of the top financial institutions were traditional banks. A number of the...

Renjit Philip Renjit Philip
Wellness 1 min read
Take care, founders

#WorldMentalHealthDay 🧠 — How do you take care of your mental health as a Startup founder? It has become "cool" to show that we are always switched on...

Renjit Philip Renjit Philip
BNPL 1 min read
Should your bank get into BNPL?

Operating a retail finance company or an issuing bank and still confused about whether to offer BNPL as a product feature? PayPal CEO Dan Schulman sa...

Renjit Philip Renjit Philip
Leadership 2 min read
Inspirational Leadership: Indra Nooyi

Indra Nooyi was in Dubai 4 months back (Feb 2022), for the Emirates Literature Festival , and we went to watch her speak about her book. We thought of...

Renjit Philip Renjit Philip
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Startups Interest rate hike 2 min read
Fed Interest Rate hikes: Pointers for Startup founders

Today the Fed (June 2022), has just announced the most significant rate hike in nearly three decades of 0.75%. What are the implications for Startups?

Renjit Philip Renjit Philip
blockchain Education Web3 2 min read
My role in Blockchain education

Blockchain is going to revolutionize the Internet as we know it. Several use cases have already been developed and functional (NFTs, Cryptocurrencies,...

Renjit Philip Renjit Philip
Fintech Business Model Lending AI 3 min read
A startup called Upstart: The story behind falling stock prices

Upstart’s story Upstart is a Fintech company in the US that functions as a lending marketplace connecting borrowers to lenders and takes a fee for doi...

Renjit Philip Renjit Philip
Web3.0 blockchain Decentralized web 1 min read
What is Web3.0?

Confused by all the talk about Web3.0? I made an infographic that explains the key differences. The best explanation that I got was by reading Chris D...

Renjit Philip Renjit Philip
Metaverse 1 min read
Unsure of the Metaverse?

Business leaders and boardrooms worldwide are probably asking: "What is my metaverse strategy? Why does the Metaverse matter?" JP Morgan's report on...

Renjit Philip Renjit Philip
Web3 Ethereum 5 min read
Learning Web3? Start by selecting an ENS name

Why ENS? First, why do you need an ENS? It is a smart contract that translates ETH addresses to something searchable like renjitphilip.eth No one can...

Renjit Philip Renjit Philip
Insurtech Business Model MGA 1 min read
Insurtech rising

Insurtech rising. Insurance is a USD 6 Trillion business globally, and big tech and startups have started taking aim at it. It has high capital costs,...

Renjit Philip Renjit Philip
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